FD Calculator
Enter your values and calculate instantly.
Your result will appear here.
For general information only. Financial and health results are estimates and may differ from official or professional calculations.
FD calculator: quick answer
An FD calculator estimates the maturity value of a fixed deposit from the deposit amount, annual interest rate, tenure and compounding frequency.
How to use it
- Enter the deposit amount.
- Enter the annual interest rate.
- Enter the tenure in years.
- Select how often interest is added.
- Calculate the estimated maturity amount.
Example: A ₹100,000 deposit at 7% for 3 years will have a different maturity value depending on the compounding frequency selected.
Common mistakes
- Selecting the wrong compounding frequency.
- Entering months as years.
- Assuming the calculator includes every bank-specific charge or tax.
Frequently asked questions
Does compounding frequency matter?
Yes. More frequent compounding can change the estimated maturity amount for the same rate and tenure.
Is this an official bank FD quote?
No. It is a general estimate based on the values you enter.
Quick glossary
PrincipalThe original deposit.
CompoundingAdding earned interest to the balance so later interest can be calculated on it.
Maturity valueThe estimated amount at the end of the deposit period.