SIP Calculator
Enter your values and calculate instantly.
Your result will appear here.
For general information only. Financial and health results are estimates and may differ from official or professional calculations.
SIP calculator: quick answer
A SIP calculator estimates the future value of regular monthly investments using your monthly investment, expected annual return and investment period. It is a planning estimate, not a guaranteed return.
How to use it
- Enter the monthly investment.
- Enter an expected annual return.
- Enter the number of years.
- Calculate the estimated future value.
Example: If you invest ₹5,000 each month for 10 years and use a 12% expected annual return, the calculator gives an estimate of the possible future value based on that assumption.
Common mistakes
- Treating expected returns as guaranteed.
- Entering a monthly investment as a yearly amount.
- Ignoring fees, taxes or changes in actual returns.
Frequently asked questions
Is a SIP calculator accurate?
It is mathematically useful for the assumptions you enter, but actual investment returns can be higher or lower.
Can I use it for any investment?
Use the assumptions only where regular contributions and an expected return are meaningful for the product you are evaluating.
Quick glossary
SIPSystematic Investment Plan: regular investing at set intervals.
Expected returnA planning assumption, not a guaranteed rate.
Future valueEstimated value at the end of the period.